★ Veteran-First Real Estate & Lending ★

Built for
Heroes. For Every
Mission.

Real estate and lending built for those who served. Whether you're buying your first home, using your VA benefit, or investing — Thomas Schober has you covered as your Realtor & Lender.

★ Start Your Mission Explore VA Loans →
50
States Licensed
$0
Down VA Loans
100%
Veteran Focused
TOMSFORHEROES.COM — SERVING THOSE WHO SERVED
What We Do

Full-Mission
Real Estate & Lending

🏠

Buy a Home

From first-time buyers to seasoned investors, we guide you through every step — search, negotiate, close. Your mission, executed with precision.

01
💰

Sell Your Home

Strategic pricing, targeted marketing, and relentless negotiation to put more money in your pocket. We don't leave value on the table.

02
⭐

VA Home Loans

You earned it. Use your VA benefit with a lender who understands the process inside and out — licensed in all 50 states.

03
📊

Conventional & FHA Loans

Whether conventional, FHA, or jumbo — we match you with the right loan structure for your financial mission and long-term goals.

04
🏗️

Investment Properties

Short-term rentals, buy-and-hold, new builds — we bring real investor experience to help you build wealth through real estate.

05
🔄

Refinance

Lower your rate, access equity, or consolidate debt. We run the numbers and execute when it makes strategic sense for you.

06
Thomas Schober
★ Navy Combat Veteran

Thomas Schober
Realtor & Lender

  • Naval Expeditionary Security Forces veteran with real-world discipline and mission focus
  • Licensed Realtor with EXP Realty — Southern California and beyond
  • Licensed Loan Originator with Texana Bank — all 50 states
  • Active VFW officer committed to the veteran community
  • Real estate investor and short-term rental operator with hands-on experience
  • Has built a single-family home from the ground up
Why Tom's For Heroes

A Veteran
In Your Corner

Most agents and lenders will never understand what it means to serve. Thomas Schober does — because he lived it. That translates to a level of commitment, transparency, and follow-through that most civilians can't match.

Whether you're a first-time buyer navigating the VA process, a seller looking to maximize your equity, or an investor building a portfolio — you deserve someone who treats your transaction like a mission.

★ Work With Thomas
DRE #02063236
NMLS #2236497
EXP Realty
Texana Bank
How It Works

Your Mission Plan

01

Connect

Reach out and tell us your goals. We listen first, then build a plan around your situation.

02

Strategize

We run the numbers, identify the right loan or listing strategy, and map out the path forward.

03

Execute

We handle the heavy lifting — negotiations, paperwork, lender coordination — so you stay focused.

04

Mission Complete

You close with confidence, knowing every detail was handled with military precision.

VA Home Loans

Your Benefit.
Your Home.

The VA loan is one of the most powerful financial tools available to veterans — and most people never fully use it. As both a veteran and a licensed loan originator, Thomas knows exactly how to maximize this benefit for you.

★ Use My VA Benefit

$0 Down

No down payment required for eligible veterans on most purchases.

No PMI

Skip private mortgage insurance — saving you hundreds every month.

Competitive Rates

VA loans typically offer better interest rates than conventional options.

All 50 States

Licensed nationwide — we can help you wherever your next mission takes you.

Reusable

Your VA benefit doesn't expire. Use it again and again throughout your life.

Seller Concessions

Sellers can cover closing costs — maximizing what stays in your pocket.

Client Reviews

What Veterans &
Clients Say

5.0
★★★★★
13 Reviews on Zillow
"
★★★★★

Just closed on a home and honestly couldn't have done it without Tom Schober. The entire process was fast, smooth, and surprisingly stress-free — even though I was traveling during the whole process. He handled everything.

eagleoneaviation
Bought a Condo · Huntington Beach, CA · 2026
"
★★★★★

Tom was fantastic! He made our first time home buying process memorable and he was able to get us into the house that was meant to be our home! He truly listened to our needs and delivered.

Forrest Rush
Bought a Single Family Home · Mission Viejo, CA · 2024
"
★★★★★

Tom did an outstanding job helping me close on my new home. From start to finish, he went above and beyond to make sure the entire process was as smooth as possible. His dedication and professionalism truly set him apart.

Eduardo Moreno
Bought a Single Family Home · Pico Rivera, CA · 2023
"
★★★★★

Tom is an awesome and excellent realtor. He is very friendly, honest, knowledgeable, understanding, and always willing to help. He made the process of buying our first home so much easier than we expected.

Tiffanif02
Bought a Home · Westminster, CA · 2023
"
★★★★★

Tom Schober isn't your typical real estate agent. He's got this down-to-earth vibe that instantly puts you at ease. It's like you're chatting with an old friend, not some salesperson trying to close a deal.

dylandersen
Rental · 2024
"
★★★★★

Tom was absolutely amazing! I couldn't imagine anyone better. He went above and beyond for me and my husband — amazing at communicating, always available, and made us feel like we were his only clients.

maggiecarreon2004
Bought a Single Family Home · Perris, CA · 2024
See all 13 reviews on Zillow →
Get Started

Ready to Move?

Whether you're buying, selling, or just exploring your options — reach out and let's build a plan. No pressure, no fluff. Just straight answers.

📞 (949) 510-0774 ✉️ thomasjschober@gmail.com
★ Submit — Let's Talk